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New York Property Tax Estimator

Estimate property tax for any county in New York, based on median effective rates from the US Census Bureau. Covers 62 counties.

Lowest county rate

0.56%

Kings County

Highest county rate

2.41%

Monroe County

Counties covered

62

Data vintage

2024

Albany County median effective rate1.70%
County median tax paid (2024)$5,200
Rates updated for June 2026

Estimated property tax for a $300,000 home in Albany County

Estimated annual

$5,100

Estimated monthly

$425

This is an estimate based on the county median effective rate, not a precise tax bill. Your actual property tax depends on your home's assessed value, local mill rate, and any exemptions you qualify for.

This calculator is for informational purposes only and does not constitute tax advice. Consult a qualified tax professional for your specific situation. Rates last verified June 2026.

Verify rates on Tax Foundation — "Property Taxes by State and County, 2026" by Janelle Fritts

New York property tax rates by county

Sorted highest to lowest median effective rate. Source: Tax Foundation — "Property Taxes by State and County, 2026" by Janelle Fritts.

CountyMedian tax paidMedian effective rateYoY change
Monroe County$5,6162.41%-0.9%
Allegany County$2,9682.37%-0.1%
Orleans County$3,8232.23%-1.9%
Onondaga County$4,8802.22%-1.5%
Broome County$3,9022.21%-1.0%
Cortland County$4,1492.20%-3.8%
Wayne County$4,2502.20%-1.1%
Montgomery County$3,8722.15%+3.5%
Putnam County$10,0012.12%N/A
Schenectady County$5,5682.12%-1.5%
Steuben County$3,3862.12%+1.2%
Tompkins County$6,5152.11%-0.8%
Rockland County$10,0012.06%N/A
Tioga County$3,7512.06%-3.0%
Chenango County$3,1202.05%-1.1%
Orange County$8,4942.02%-2.6%
Chemung County$3,4512.00%+0.5%
Chautauqua County$2,9011.99%-1.1%
Genesee County$4,1131.98%+0.8%
Madison County$4,1811.98%-0.1%
Oswego County$3,6461.95%-1.6%
Livingston County$4,2861.94%-0.6%
Rensselaer County$5,3011.93%-4.0%
St. Lawrence County$2,8441.93%+0.9%
Cattaraugus County$2,9911.92%-1.5%
Ontario County$4,5651.89%-0.7%
Seneca County$3,4031.89%+1.0%
Wyoming County$3,6501.89%-0.5%
Schoharie County$3,9141.88%-4.5%
Westchester County$10,0011.84%N/A
Cayuga County$3,7401.82%-3.2%
Sullivan County$4,9691.81%-5.2%
Clinton County$3,6061.79%+1.1%
Niagara County$4,1551.73%-0.5%
Oneida County$3,6901.73%-1.8%
Washington County$3,9461.73%-0.6%
Dutchess County$7,5621.72%+1.5%
Erie County$4,6221.72%-0.9%
Nassau County$10,0011.72%N/A
Albany County$5,2001.70%-4.0%
Schuyler County$3,3901.68%+3.9%
Herkimer County$3,1071.66%-1.7%
Fulton County$3,3641.62%-1.9%
Suffolk County$10,0011.62%N/A
Ulster County$6,2381.62%-1.2%
Otsego County$3,0411.54%+1.3%
Franklin County$2,4401.45%-2.1%
Yates County$3,4771.42%-1.3%
Delaware County$3,1451.39%-0.3%
Greene County$4,0561.39%-4.4%
Lewis County$2,6881.39%-2.8%
Essex County$3,1191.35%-2.7%
Jefferson County$2,8991.32%-1.4%
Warren County$3,9361.28%+0.8%
Saratoga County$4,8751.27%-2.4%
Columbia County$4,8521.21%-1.8%
Hamilton County$2,5970.93%+6.3%
Richmond County$6,2470.88%-0.2%
Bronx County$5,4470.78%-0.5%
Queens County$6,2970.75%-0.4%
New York County$10,0010.71%N/A
Kings County$6,3820.56%+1.2%

Median effective rate = total real estate taxes paid ÷ total home value, for owner-occupied housing (2024 American Community Survey). YoY change is the inflation-adjusted change in taxes paid, 2023–2024. "N/A" indicates the Census Bureau's sample size was too small for a reliable county-level estimate.

Frequently asked questions

What is the property tax rate in New York?
New York's effective property tax rate varies significantly by county — from about 0.56% in Kings County to about 2.41% in Monroe County. This is based on the median amount homeowners actually pay relative to their home's value (US Census Bureau, 2024 American Community Survey), not a single statutory rate. Select your county above to see its specific median rate.
What county has the highest property tax rate in New York?
Monroe County has the highest median effective property tax rate in New York, at approximately 2.41%. This means homeowners there typically pay about 2.41% of their home's value in property tax each year, based on US Census Bureau data. Actual bills vary by individual assessment and any exemptions.
What county has the lowest property tax rate in New York?
Kings County has the lowest median effective property tax rate in New York, at approximately 0.56%. This means homeowners there typically pay about 0.56% of their home's value in property tax each year, based on US Census Bureau data. Actual bills vary by individual assessment and any exemptions.
Why is this an estimate and not my exact property tax bill?
Property tax in New York, like everywhere in the US, is calculated using your home's assessed value and the local mill rate set by your county, city, and school district — not a flat statewide percentage. Our estimator uses the county median effective rate (what a typical homeowner actually pays, relative to home value) to give you a reasonable estimate. Your actual bill depends on your specific assessment and any exemptions you qualify for.